Blog

Buying a house at auction in New Zealand can be exhilarating and nerve-wracking, especially for first-time home buyers. If approached with the right strategy, auctions can offer a fair and transparent way to secure a property. And that strategy involves careful...

In the ever-changing landscape of home loans, borrowers will at some point be asking themselves the eternal question: to fix or not to fix and if fix then for how long. The choice between short-term or long-term fixed rates needs careful thought. So, we asked Aseem...

The decision to pay off your mortgage early is tricky. The choice you make can impact everything from cash flow to potential investment opportunities and the answer will be different for everyone. We consulted Aseem Agarwal, Head of Mortgages at Global Finance on the...

There is a lot to finding the right home loan lender in New Zealand. It's not just about the cashback or the current interest rate; there are several crucial factors to consider. It is a decision that will impact your finances for years to come. Aseem Agarwal, Head of...

Separating from a partner is unquestionably difficult, and more often than not, it is made even harder by financial concerns. However, amidst all the complexities, you need to keep practical matters in focus. If shared property and a mortgage are involved, then one of...

On the hunt for a new home? Choosing a new build could improve your long-term financial position. It’s not just about the shiny newness – there are some real financial advantages. From gaining a foothold in an up-and-coming neighborhood to saving on maintenance, a new...

Contrary to popular belief, there is no strict requirement in New Zealand that if you're self-employed or a contractor you must have been in business for at least two years before a bank will consider giving you a home loan. As Aseem Agarwal, Head of Mortgages at...

Your secret weapon for getting on the ladder KiwiSaver is a government-backed savings scheme helping New Zealanders save for retirement. It comes with some great benefits, like contributions from your employer and tax credits, making it a smart choice for retirement...

Trauma insurance provides a lump sum payment upon the diagnosis of critical illnesses according Trauma insurance policy terms and conditions and typically includes cover for around 50 conditions, including heart attacks, cancer, strokes etc. Yamini Agrawal, the Head...

Actionable advice from our Head of Mortgages, Global Finance Rising interest rates mean higher loan repayments. But, if your budget is already tight, where do you find the extra money? Our Head of Mortgages offers expert advice. Rising cost-of-living expenses, higher...

Insights from our Head of Mortgages, Global Finance Do you have your heart set on a home slightly out of your budget? We understand, that securing the adequate and right loan is never easy. But with good strategic planning and help from a mortgage broker, it’s...

Practical and highly effective Tips from Global Finance Are you worried about the seemingly constant increases in interest rates and the impact they have on your mortgage repayments? Many Kiwis are facing financial challenges during the current cost of living crisis...

Life is unpredictable. Insurance offers a safety net that provides financial stability during uncertain times. Whether it's safeguarding your family's future with life insurance or protecting your health with medical insurance, choosing the right cover and an...

In the current climate of high interest rates, the high cost of living and even higher house prices, the road to homeownership in New Zealand can be challenging, especially when you're faced with the massive task of saving for a 20 per cent deposit. However, you can...

Separating from a partner is unquestionably difficult, and more often than not, it is made even harder by financial concerns. However, amidst all the complexities, you need to keep practical matters in focus. If shared property and a mortgage are involved, then one of...

Becoming a homeowner is a significant milestone. However, with the current high interest rates and banks’ stringent lending criteria, buying a first home can seem a bit like a distant dream for some. But it needn’t be so intimidating. We asked Aseem Agarwal, Head of...

Is the soaring cost of living putting you under financial pressure? You’re not alone. According to Stats NZ, the cost of living for the average household surged by 7.7% in the 12 months up to March 2023. For many, the biggest worry is higher interest rates and how...

Special Mortgage Rates : 6.99% for 1 year | 6.85% for 2 years * Cashback will be an added benefit * Interest rates are subject to change. * Bank's discretion & lending criteria apply. The cost of living is going up , and interest rates are high. These two factors...